How to Protect Yourself from Payday Loan Call Scams - OppLoans

How to Protect Yourself from Payday Loan Call Scams - OppLoans How to Protect Yourself from Payday Loan Call Scams How to Protect Yourself from Payday Loan Call ScamsScammers will try to intimidate you and collect on unpaid payday loans thatâ€"surprise twistâ€"you never borrowed in the first place!If you’ve had an unexpected bill pop up and you’re considering a payday loan to cover the cost, think again. Cuz no matter how imposing that bill seems to be, these short-term, high-interest loans could pose an even greater threat to your finances in the long-term. There are better ways to pay for emergency expenses, even if you have to take out a bad credit loan to do so.But here’s the thing, even if you decide not to take out a payday loan, you can still end up getting taken for a ride. Thats right. A scammer could get ahold of your information and try to collect on a loan you never borrowed. Here’s how payday loan call scammers work, and what you can do to fight back.What exactly is a payday loan, again?Payday loans are a type of no credit check loan aimed at folks with lousy credit scores an d, more often that not, lower incomes. Theyre usually no larger than a few hundred dollars and are designed as an “advance” on the borrower’s paycheck. That’s how they got their name: the due date is usually set for borrower’s next pay day. Theyre also called cash advance loans for much the same reason.These loans have an average length of only two weeks but they come with an average APR of almost 400 percent! That’s because a two-week payday loan with a flat-rate interest charge of 15 percent works out to an average annual cost of 391 percent. Those small weekly rates add up over time.To learn more, check out Payday Loan Rollover: How Short-Term Loans Turn Into Long-Term Debt.There are two ways you can apply for a payday loan. The first is by walking into payday loan storefront and filling out an application. You’ll know these stores from the giant signs outside that screech “fast cash now!” and “easy cash guaranteed approval!”The second way to apply is to fil l out an application online. You go to the lender’s website, enter your info, and click “submit.” That’s where the trouble starts.Here’s how the payday loan call scam works.Many times when you are applying for an online loan, you aren’t actually going to the lender’s website. Instead, you are submitting an application to a lead generator, which then sells your information to lenders looking to get your business.So even if you don’t end up taking out the payday loan that you’ve applied for, there is a record of your application that contains a whole bunch of personal information, plus how much you were looking to borrow. That record can easily end up being purchased by scammers.Those scammers then call you and try to collect on a debt you never owed. They pretend that they are a representative from a payday loan company. Sometimes they’ll even say that they’re a lawyer for the company, because getting a call from a lawyer is always intimidating. They might also pretend to be from a government organization.Once they get you on the phone, that’s when the threats begin. These scammers will use all sorts of low-down tactics to bully you into paying. They will yell and swear at you, they’ll threaten to sue you, to garnish your wages, or have the funds taken out of your account.They’ll promise to call all your friends and family members and your employer to shame you into paying. They might even threaten to have you arrested! Basically, they will do everything they can to pressure you into paying them. It’s blackmailing a person who never did anything worth getting blackmailed over in the first place.Protecting yourself from a payday loan call scam.Remember, these guys (or girls) don’t have anything on you. They are putting on a big show to scare you. If you hold your ground and don’t give in, there really isn’t anything they can do to hurt you. It’s all bark and no bite.The first thing you should do is ask for written confirmati on that you owe the debt. Any caller who refuses to produce one is a scammer. And if they do provide you with a written record, you can check that against your own records. For instance, you can request a free copy of your credit report and see if this collection notice has shown up there as well.Next, ask for all of the business’s information. Get the caller’s name and the name of their company. Get their address and their phone number too. Scammers don’t want people checking in on them so they won’t give you this information. Some quick research will reveal whether or not they’re a real company. Legit debt collectors on the other hand, will gladly offer it up.And while you should be collecting all of their info, you should not be giving them any of your own. This is a tip that holds true for all phone scams. Do not give your personal informationâ€"account numbers, social security numbersâ€"to anyone who calls you over the phoneEven if this scammer can’t get you to pay this fake debt, they might be able to steal your identity with the information they get from you. Do not let them bully you into giving them what they want. Stand firm and push back.Lastly, report them. File a complaint with your state attorney general’s office, the Consumer Financial Protection Bureau (CFPB), and/or the Federal Trade Commission (FTC). Local police probably won’t be much help, as the scammer themselves is likely out of their jurisdiction, but these larger agencies might be able to do something.With their sky-high interest rates and large lump-sum payments, payday loans are bad enough on their own. They don’t need any help. Don’t let one of these scammers turn a moment of desperation into further financial hardship.To learn more about protecting yourself from scams,  check out  these related posts and articles from OppLoans:10 Common Scams: How They Work and How to Avoid ThemMulti-Level Marketing Scams: How a MLM “Job” Could End Up Costing You Thousands5 “Free Money” Scams to AvoidHave you ever dealt with a payday loan call scam? We want to hear about it! Let us know  on Facebook  and  Twitter.Visit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedIN

Comparing Ibsens A Dolls House and Glaspells Trifles

A Dolls House by Henrik Ibsen and Trifles by Susan Glaspell are two plays that depict sexist attitudes towards women as both take place in societies where men are deemed as strong and smart and women as vulnerable and even silly. In A Dolls House, women are depicted as beings whom are there to sacrifice for their men. Women are not to be taken seriously. Men, by and large, take women for granted because they are blind to the sacrifices that women do make for them; instead men see themselves as more important because they are the heads of households who make money and decisions for the family. In A Dolls House Noras ultimate sacrifice is finally walking away from her family. In Trifles, women are once again rather ignored in society. This is reflected in the story that takes place in the home of Mr. and Mrs. Wright. Mr. Wright has just been murdered and some important men come to investigate the crime. The men believe that Mrs. Wright murdered her husband, but are confused as to why s he would do it. As two of the mens wives wait downstairs while the men do their important work, they end up solving the crime. The name Trifles comes from the men in the story who scoff at the women for paying attention to trifles though, what they do not know is that it is these very trifles that help the women in solving the crime. In A Dolls House, Nora goes behind her husbands back and takes out a loan to help him. The lengths that Nora goes to in getting this loan must be kept inShow MoreRelated Comparing the Powerful Women in Henrik Ibsens A Dolls House and Susan Glaspells Trifles941 Words   |  4 PagesComparing the Powerful Women in Henrik Ibsens A Dolls House and Susan Glaspells Trifles      Ã‚   Throughout history, a womans role is to be an obedient and respectful wife. Her main obligation is to support, serve, and live for her husband and children. In Henrik Ibsens A Dolls House and Susan Glaspells Trifles, two different women make a decision to take matters into their own hands by doing what they want to do, no matter what the outcome may be and in spite of what society thinksRead Moreâ€Å"a Doll’s Trifles† a Essay Comparing the Plays â€Å"Trifles† and â€Å"Dollhouse.†1937 Words   |  8 Pagesâ€Å"A Doll’s Trifles† A essay comparing the plays â€Å"Trifles† and â€Å"Dollhouse.† Joshua Long English 102 Amy Lannon Read MoreA Doll s House By Henrik Ibsen Essay1818 Words   |  8 PagesIn the two plays â€Å"A Doll’s House† by Henrik Ibsen, and â€Å"Trifles† by Susan Glaspell both main characters Nora and Minnie are woman trapped behind the dominance roles of their husband wanting to be free to be their own person. Nora cannot know herself because she s married to Torvald, and Minnie needs to escape the institution of her own marriage by killing her husband to become free. In my research, we will discuss the topic of gender roles and woman identity based on the two plays and further

Ethical Dilemmas Of A Teacher, A Professional Member Of Staff

As a teacher, a professional member of staff, addressing ethical dilemmas holds a greater responsibility for us, over the common person within any given situation. Understanding that morally and ethically, we are all responsible for promoting fair and just treatment no matter the individuals’ intelligence, beliefs, cultural background, living condition, or views on life in general, and as a teacher, we are held to a higher standard than the common person. Grasping the concepts, physiological aspects, moral development, judgment, values, and sociological characteristic of any given issue is critical to the overall ethical development of others (bysed.gov/ethics). In the classroom when an ethical issue rises you have seconds to†¦show more content†¦Inquire about the situation that took place in a friendly and positive manner, do not lecture, or preach, yet know the facts, and seek the reason behind the given situation by identifying the reasons behind the issue through analyzing the dilemma and why it does not comply with proper ethical standards. Learn, know about the people involved, and discuss what took place, openly on the dilemma. If you have the authority to address the ethical dilemma before you, explain why it is not acceptable behavior, suggest and inquire about what could have been a better way of addressing the situation, and how to present yourself in the future on the subject, but resolve the case at hand with displaying intelligence, integrity, building collaboration, while you reduce stress, anger, and animosity at the same time, before closing the conversation. If it becomes negative or confrontation, don’t create greater stress, anger or animosity, but seek guidance and possible group discussion on the given situation at a later time, but in the very near future while the situation is fresh in everyone’s mind. With those new thoughts, and ideas given, and in mind attempt to readdress the ethical situation for clos ure. If a given situation continues to repeat itself with a specific person or just in general within the environment

The Effects Of My Professional Decisions And Actions On...

In everything we do, even if it is our best performance, there is always room for improvement. It could not be different in a career such as teaching. Teachers are always self-reflecting to analyze and evaluate their own teaching methods in order to find out what works and what needs to improve. With this information in hand, teachers can come up with strategies to improve certain areas of their teaching. There are many tools teachers can use to self-reflect. As a teacher, I will continually evaluate the effects of my professional decisions and actions on students through self-reflective journals, video recordings, students’ formal and informal assessments, peer support, student and parent evaluation, and suggestion box. A self-reflective journal is a good way to keep records and reflect upon what happened during a lesson. I plan to, at the end of each day, jot down a few comments about what worked in my lessons, what didn’t work, and how I would modify the lesson to be tter support my students’ development. As this information will be recorded, I can always come back to it for reference when preparing future lessons. I also plan to often read the information on this journal so I can constantly remind myself of what strategies worked and what strategies didn’t work. Video recording is another good self-assessment tool that I plan to use. It is a good way to watch your teaching from a students’ perspective. By putting yourself on the students’ shoes, you can observe howShow MoreRelatedReflection in Practice7253 Words   |  30 Pagesthe Making Practice Based Learning Work project, an educational development project funded through FDTL Phase 4 Project Number 174/02 and produced by staff from the University of Ulster. www.practicebasedlearning.org Author Patricia McClure School of Health Sciences, University of Ulster www.practicebasedlearning.org contents Reflection on Practice 02 The Role of Reflective Practice 03 Time for Reflection 05 Pre-requisites for Effective Reflection and Supervision Read MoreTHERAPEUTIC RELATIONSHIP2921 Words   |  12 Pagesgoing to give a structured reflective account on the development of a therapeutic relationship with a client on one of my clinical placements as part of my training as a student nurse. I will be using a reflective model which explores the processes involved in developing and maintaining such relationships bearing in mind theoretical knowledge and how it applies to this clinical experience. Jasper (2003) describes reflective practice as one of the ways that professionals learn from experience in orderRead MoreEssay on Reflection on a Critical Incident1762 Words   |  8 Pagesis to reflect on a critical incident experience during my six week placement as a student nurse on an orthopedic ward. To explore an event as a critical incident is a value judgment, and the basis of that judgment is the significance attached to the meaning of the incident. Critical incidents are created or produced by the way we look at a situation. Tripp (1993) The incident chosen has made an impact on me due to the fact the side effects of surgery can be very critical to a patient’s life, asRead MorePlanning and Enabling Learning3226 Words   |  13 Pagesexample: peer review, observation reports, self assessment,         course tutorials and learners; ongoing action plans for CPPD; records of         CPPD; growth and development of skills, knowledge and experience whilst         on the programme by using their reflective learning journal (RLJ)       Job description for Teachers General purpose To plan, organize and implement an appropriate instructional program in a learning environment that guides and encourages students to develop and fulfill their academicRead MoreReflection: Education and Reflective Practice Essay1868 Words   |  8 Pagesthis assignment is to give a reflective account on group presentation and the peer assessment process as well as the development of a personal action plan. It would involve using ‘The What? Model of Structured Reflection’ (Driscoll 2007) to analyse the experience of using a group designed assessment tool to assess my peers and the experience of being peer assessed. Additionally, experience of completing a group presentation would be reflected upon. A personal action plan which identifies areas forRead MoreThe Role Of Managerial Roles With Paperwork1686 Words   |  7 Pagesthat practitioners are going to shy away from the term management (Reflective journal, 29th May 2014). Within the field notes, there was a suggestion that the practitioner found it alien to them to give orders to others this could be seen as outside their comfort zone. Two students from a local school were working at the setting completing work experience. It was suggested that the staff should begin to give the students some direction. As the two youngsters, left to their own judgementsRead MoreEssay about Using Reflection to Identify Teacher Development Needs1883 Words   |  8 Pagesidentify three key themes that featured in my reflective journal and explore these using theoretical models and critical analysis in relation to the development of my professional practice throughout the course and as a trainee teacher. I will then conclude with a summary of my development and identify future professional development needs. â€Å"Reflective practice is understood as the process of learning through and from experience towards gaining new insights of self and/or practice† (Boud et al 1985; BoydRead MoreReflection On Student Learning And Effective Teaching2995 Words   |  12 Pagesthree different types of reflection (reflection in-action, on-action and for-action) help the teacher support student learning? Compare and contrast their strengths and limitations focussing on how evidence is used within each type of reflection. Reflective practice is a means of actively observing, analysing and evaluating our teaching practices for subsequent action in order to discover which methods or strategies are successful in encouraging student learning and effective teaching. It is an individualRead MoreEssay on Critical Reflection on One Nurse-Family Interaction2294 Words   |  10 Pagescommunity placement as a student nurse. I would be reflecting on that family interaction and use the â€Å"One Question Question† approach and analyse how this would contribute to your learning needs and nursing practice. Critical or significant interactions can be defined as situations that make an impression or have a special meaning to an individual. The analysis of such incidents, a useful reflective technique helps us to identify professional capabilities, increase knowledge of self and improve patientRead MoreReflection: Nursing and Professional Student Nurse2071 Words   |  9 Pages|Reflective Essay | Introduction The aims and objectives of this assignment are to reflect on an incident and to explore and discuss research and theory with my understanding of the incident. Within this study the client referred to will be called Mr Bloggs, this is in order that his real name is protected and that his confidentiality will be maintained, in line with the UKCC code of conduct (1992). This contributes to one of the four NMC outcomes (Professional/ethical

Understanding the supply chain outsourcing - Myassignmenthelp.Com

Question: Discuss about the Understanding the supply chain outsourcing. Answer: Introduction Drauz (2014) stated that the major reason due to which an organization opted for outsourcing their business functions is to improved company focus, controlling and reducing the operating cost, maximizing use of the external resources and mainly to focus on the core business operations. Marketers emphasizes on developing a strategic vision, structured vendor agreement, and relationship management for implementing a successful outsourcing (Fratocchi et al. 2014). Nike for obtaining high profitability opted for targeting the third world countries including India, China and Bangladesh and Southeast Asian nations. However, a controversial activity that Nike has to face was the allegation of sweatshop in the Bangladesh factories. Thus in this research the opportunities and challenge that is faced by Nike due to outsourcing their business functions in Bangladesh will be highlighted. The detail about the project objective and scope will also be illustrated followed by literature review, research questions and the methodology that is used for obtaining the main objectives of the research. The limitation of the research along with the timeframe for the research is also presented in the research. Project Objective To identify the benefits of outsourcing business functions To evaluate the opportunities of outsourcing business functions To find the challenge of outsourcing business functions To recommend strategies for improving the effectiveness of the business function outsourcing Project Scope This project will highlight the challenges that Nike has faced during the business function outsourcing in Bangladesh. Experts say that Nike has to struggle in maintaining a balance between the cost and workers safety (Banjo 2014). The media also broadcasted the negative news that in factories, people are provided with lesser salary and in return they have to overwork, poor enforcement of social sustainability practices and the incidence of factory collapse in Bangladesh make Nike a global symbol of abusive labor practices (Pearce 2014). This research will illustrate Nikes re-exploring outsourcing in Bangladesh and the opportunity that the concerned organization has focused in opting the decision. Moreover, the challenge Nike faced and has to face in outsourcing their business function in Bangladesh for attaining profitability. Literature Review Drauz (2014) stated that established organization intends to targets all the available market in the community and thus ask other organization to manufacture their products. Kang et al. (2012) stated that marketers utilized this concept to emphasize more and allocate resources more on their core competencies. Opportunities in outsourcing business functions Focusing more on core operations An established organization have many core functions; whereas, the main aim is to attain more profitability. Yampolskiy et al. (2014) stated that marketers can emphasize more on the core operation like allocation of resources, selecting vendors and process for targeting new customers if they outsource their manufacturing operation to other company. Improved efficiency Kastalli and Van Looy (2013) highlight that not all third party are incompetent. An organization need to research on most competent organization, whose organizational objectives are almost similar and they can obtain the organizational objectives easily. Zhang and Huang (2012) moreover stated that this process thus reduce the risk of working process of manufacturing as the outsourcing organization are efficient in this process. Increased partnership Outsourcing the business function not only allows organization to accomplish their complete business function properly but also help in enhancing their partnership (McCarthy et al. 2013). This will help them to sustain in any business marketers the third party aware of the political, environmental and technological condition of their nation. Challenges faced due to outsourcing business functions Data security problem Brewer et al. (2013) stated that some businesspeople use some valuable resources and get the supply from their selected vendors. However, business outsourcing for manufacturing process may result in getting all the knowledge to be disclosed to the manufacturer. This furthermore leads to data protection violation to the competitor organization. Improper alignment of business objectives According to Solakivi et al. (2013), a successful partnership can only be formulated of the business objectives among organizations is properly alignment. However, alignment disorder can occur due to improper knowledge of other companys objectives and aim and this may results in poor products manufacturing by not following the quality standard that an organization follows. Lack of government regulation This problem is mainly obtained in the cases, where a company desires to outsource their business function in foreign nation. In this case, it is usual that the vendor is not aware of the governing regulations that the company has to follow in their nation. The problem can be increased more due to the improper communication. Research Questions Primary Question What are the opportunity and challenges faced by Nike by outsourcing business functions in Bangladesh? Secondary Questions What are the benefits that a Nike can get by outsourcing their business functions? What are the opportunities that allow Nike to re-explore their outsourcing approach for business functions? What are the challenges that allow Nike to re-explore their outsourcing approach for business functions? Research Design and Methodology Approaches to reliability and Validity- The reliability method that will be used in this research is test-retest reliability. Csikszentmihalyi and Larson (2014) portray that in test-retest reliability test, same test is obtained more than one time based on different period and then a particular research outcome will be sated. Moreover, in this research study articles that represent opportunities and challenges in outsourcing the Nikes business functions in Bangladesh in different time line will be considered. Moreover, the validity technique that will be used is formative validity technique as after the data collection from articles and research papers, the changes and opportunities found from the research will highlight the main strategies followed by Nike so that their business outsourcing function can be enhanced. Research Philosophy- Since secondary research will be used, thus the selected research philosophy technique used is interpretivism. Silverman (2016) also stated that in interpretivism research philosophy, the sample size is less and is based on the theoretical findings. Thus, this method will be used in this research. Research purpose- Among deductive and inductive research purpose, inductive research purpose will be used. From the primary research is that the study of opportunities and challenges faced by Nike in outsourcing their manufacturing operation, some strategies for enhancing the business outsourcing function will ne suggested and based on which the research outcome will also be found. Sampling- There are two type of sampling methods that can be followed in research- probability and non-probability sampling method. Fowler Jr (2013) stated that all the respondents get equal chances to participate in the research, it is known as probability sampling method. Moreover, when all the respondents are not getting the same chance to participate in the research, it is known as non-probability sampling method (Sekaran and Bougie 2016). In this research, non-probability sampling method is used as not all the newspaper articles and research paper are not selected for this research only those papers that is based on business function outsourcing of Nike in Bangladesh will be considered. Data Collection Method- There are two methods for data collection primary and secondary data collection process. Bernard (2017) stated that data when collected directly from the research respondents, the method of collection is known as primary data collection. Data is collected through websites, newspaper articles, research papers and peer journal articles are known as secondary collection process. In this research, secondary data collection will be utilized and data will be gathered from newspaper articles and research papers. Research Limitations The limitation of the research is that only secondary data collected is being collected and thus the data collected are outdated and the current situation of the business function outsourcing cannot be identified. Moreover, the research is also based on one organization, which illustrate that the opportunities and challenges for business function outsourcing can only be defined for one organization or limited to the shoe manufacturing industry. This identified challenges and opportunity do not define the scenario of all industry. Research plan Main activities/ stages 1st-2nd Week 3rd-4th Week 5th-6th Week 7th-8th Week 9th-10th Week 11th-12th Week Topic Selection Data collection from secondary sources Literature review Formation of the research Plan Selection of Appropriate Research Techniques Detailed Secondary Data collection Analysis Interpretation of Data Collection Conclusion of the Study Submission of Final Work Table 1: Research plan (Source: Created by Author) Conclusion The selected research objectives for the research are to identify the benefits of outsourcing business functions, evaluate the opportunities and challenges of outsourcing business functions and to recommend strategies for improving the effectiveness of the business function outsourcing. A secondary research will be conducted and the source selected are from newspaper articles based on the business outsourcing of Nike in Bangladesh and research based on outsourcing will also be selected. Non-probability sampling technique will be followed in selecting these resources. The entire project is planned to be completed in six months. Reference List Banjo, S., 2014. Inside Nikes struggle to balance cost and worker safety in Bangladesh.The Wall Street Journal,21. Bernard, H.R., 2017.Research methods in anthropology: Qualitative and quantitative approaches. Rowman Littlefield. Brewer, B.L., Ashenbaum, B. and Carter, J.R., 2013. Understanding the supply chain outsourcing cascade: When does procurement follow manufacturing out the door?.Journal of Supply Chain Management,49(3), pp.90-110. Csikszentmihalyi, M. and Larson, R., 2014. Validity and reliability of the experience-sampling method. InFlow and the foundations of positive psychology(pp. 35-54). Springer Netherlands. Drauz, R., 2014. Re-insourcing as a manufacturing-strategic option during a crisisCases from the automobile industry.Journal of Business Research,67(3), pp.346-353. Fowler Jr, F.J., 2013.Survey research methods. Sage publications. Fratocchi, L., Di Mauro, C., Barbieri, P., Nassimbeni, G. and Zanoni, A., 2014. When manufacturing moves back: concepts and questions.Journal of Purchasing and Supply Management,20(1), pp.54-59. Kang, M., Wu, X., Hong, P. and Park, Y., 2012. Aligning organizational control practices with competitive outsourcing performance.Journal of Business Research,65(8), pp.1195-1201. Kastalli, I.V. and Van Looy, B., 2013. Servitization: Disentangling the impact of service business model innovation on manufacturing firm performance.Journal of Operations Management,31(4), pp.169-180. McCarthy, I.P., Silvestre, B.S. and Kietzmann, J.H., 2013. Understanding outsourcing contexts through information asymmetry and capability fit.Production planning control,24(4-5), pp.277-283. Pearce, J.A., 2014. Why domestic outsourcing is leading America's reemergence in global manufacturing.Business Horizons,57(1), pp.27-36. Sekaran, U. and Bougie, R., 2016.Research methods for business: A skill building approach. John Wiley Sons. Silverman, D. ed., 2016.Qualitative research. Sage. Solakivi, T., Tyli, J. and Ojala, L., 2013. Logistics outsourcing, its motives and the level of logistics costs in manufacturing and trading companies operating in Finland.Production Planning Control,24(4-5), pp.388-398. Yampolskiy, M., Andel, T.R., McDonald, J.T., Glisson, W.B. and Yasinsac, A., 2014, December. Intellectual property protection in additive layer manufacturing: Requirements for secure outsourcing. InProceedings of the 4th Program Protection and Reverse Engineering Workshop(p. 7). ACM. Zhang, A. and Huang, G.Q., 2012. Impacts of business environment changes on global manufacturing outsourcing in China.Supply Chain Management: An International Journal,17(2), pp.138-151.

GROUP 5 Essays - Time, Contemporary History, 2nd Millennium

GROUP 5 IRS 204 PROJECT QUESTION With relevant examples of the New States, critically examine the impacts of the cold war to the New States. NAMES OF GROUP MEMBER Afinjuomo Oluwatolani HIS/2014/019 Giwa Opeoluwa Tobi HIS/2014/051 Makinde Joshua O HIS/2014/064 Adeniji Abiona M HIS/2014/009 Adelakun Gbenga J HIS/2014/007 Otumola Funmilola J HIS/2014/103 Idowu Christiana Atinuke IRS/2014/043 Obeya Anthony Agbo IRS/2014/051 Oladosu Oluwatoyin E IRS/2014/059 Onipede Omorinsola A. IRS/2014/067 Abdulazeez Ibrahim Opeyemi IRS/2014/001 Uwaga Favour C IRS/2014/083 The aim of this write up is to have opened the eye of its reader to the effects of Cold War on the New States and how the new states survived during this polarized era that was characterized by the two economic ideologies and arms race. There is need to understand some terms like "Cold War" and "New State" to enhance the proper understanding of the effect of Cold War on the New States. COLD WAR The Cold War was a time of competition, and nations were expected to play a certain role in that struggle. Cold War is the term or is the name given to the relationship that developed primarily between the United Nations and USSR after the World War II. It was a state of tension after World War II between powers of Eastern bloc which was the defunct Soviet Union and its satellite State and Western bloc that is United States and its NATO allies. Although there was disagreement amongst historians regarding the starting point of the Cold War, it was basically between 1947 and 1991. The war was as a result of the growth of the Soviet Union and its hate towards the United States, as to it not participating in the Second World War or its late entry. The United States on the other hand made it a point of duty to curb the excesses of the Soviet Union and to support every other State which was against the Soviet Union. The Cold war wasn't " Idealic " in the sense as it presumed to be because it actually existed. Even though there was no outright exchange of physical ammunition between both blocs, there were proxy wars around the globe in the bid for their struggle for dominance amongst the new states. The war was basically rivalry and competition between both blocs, both blocs developed themselves till they got to the point of MAD (Mutually Assured Destruction). Both blocs were capable of destroying each other, just the United States alone conducted around 1,054 nuclear tests which was according to the official counting during the Cold War, i.e between 1945 and 1991. The Cold War and its events have left to a large extent a significant legacy especially in the New States. NEW STATE The concept of the New states would be explained through two contending theoretical justification which include the new states in terms of age and the new state in terms of development. Ever since the treaty Westphalia in 1648, the primary understanding of state is that it is a political institution of sufficient organized authority and power to govern a defined territory and its population and to remain independent of other states. With the state understood from this view perspective, new states are those ones that recently acquired independent political control over their own affairs and these include the majority of the countries in Asia and Africa as well as Latin America, Europe and Oceania which, before 1945, were under some form of colonial rule. The yardstick used in measuring new states under this analysis is strictly age. i.e those states that were formed in the world politics after 1945 notwithstanding their level of development. A state in the sense of modern state system cannot be so called without sovereignty, and sovereignty cannot be exercised whil e an entity is under some forms of colonial rule. This is why the understanding of the formation of new states assumed the period of independence rather than the actual date of formation. For example, Nigeria became a modern state in 1960 instead of 1914 when the southern and Northern Protectorates were amalgamated. Israel (1948) and China (1949) are examples of new states among others. On the other hand, any state

roswell incident essays

roswell incident essays The Roswell UFO cover-up occurred in July 1947, when the United States Air Force supposedly recovered the remains of an alien spacer craft or UFO, near Roswell New Mexico. This event was not even considered a UFO cover-up until the late seventies to early sixties when the big alien phase broke out. Before this time, Roswell was considered a high altitude weather balloon that had popped. During the UFO craze, many books were writing about the issue and new theories emerged, such as not only was the government hiding the fact that there really was an alien crash site and that they had recovered parts of the ship, but also that alien bodies had been recovered. When the records tried to be located none were found about UFOs, but was found was a top-secret balloon project that was designed to monitor the Soviets testing nuclear weapons. This project was called Project Mogul. Many books have been written on the Roswell mishaps that disagree with each other, but the Roswell Incident a report of Air Force Research team and The Roswell UFO Crash: What They dont Want You to Know by Kal K. Korff tend to agree that there was no cover-up, but just a huge misunderstanding that was brought about by the media in a craze for a hot story. The Roswell incident shares some of the same views that Korff holds. Korff believes that it whole thing is nonsense and every one who believes that is was an UFO crash is not stupid, but misguided. By listing peoples testimonies about how they saw the UFO crash or how the metal was indestructible and then proving every point that is wrong about their testimony and how they are not credible witnesses, he not only embarrass them and their families he destroys their reputation. For example, Korff lists the testimony by one Jim Ragsdale about how he saw the ship crash and bodies scattered about the wreckage; then a few months later turns around and says over the next few mont...